Insights
Insights
The later life lending market comes of age
The ‘later life’ market has become one of the most competitive areas of the mortgage sector, and one in which Hampden & Co is seeing strong demand.
Why choose a Retirement Mortgage over Equity Release?
When people in later life borrow money against their property, should they opt for traditional equity release or an interest-only retirement mortgage? It depends on their circumstances, says Duncan Buchanan, Banking Director at Hampden & Co. If they’re borrowing out of choice rather than necessity, he believes it’s retirement mortgages all the way.
Client satisfaction survey: the results
Earlier this year we undertook a survey to ask clients about their experience of banking with us. We do this to understand how well we are performing from their perspective as we strive to help them achieve their aspirations. It also allows us, where necessary, to adjust our services to better meet their needs
The value of personal banking
The financial uncertainty caused by COVID-19 did not sit well with the growing reliance many providers have on ‘tick-box’ mortgage applications. At Hampden & Co, we are supporting the rising demand among clients for personal, ongoing conversations with their bankers, mortgage brokers and other intermediaries.
The trends and lifestyle changes influencing property values
The property market in England and Wales continues to grab headlines on the back of near-continuous increases in house values. For instance, proprietary analysis of HM Land Registry data by private bank Hampden & Co has found the average price paid for properties in England & Wales has grown 15% to £355,288 over the five-year period between 2017 to 2021.