Borrowing money

We help financially successful people to achieve their aspirations

We offer a wide range of flexible borrowing solutions for UK residents, either on repayment or interest only terms, and at variable and fixed rates.

Whether buying, renovating, remortgaging or building a home, helping family to climb the property ladder, investing in property, or helping to manage inheritance tax liabilities, we work closely with you to understand your goals, and tailor any borrowing based on your entire financial position.

Residential mortgages

Residential mortgages

Borrow to buy or renovate a residential property

Family mortgages

Family (Guarantor) mortgages

Help family with a property purchase

Multi property mortgages

Multi-property mortgages

Cover multiple properties with one loan

Retirement mortgages

Retirement mortgages

Interest-only mortgages to help clients enjoy greater financial flexibility in their later years

Holiday mortgages

Holiday and Buy-to-Let mortgages

For private residential letting and short term holiday lets

Property loans

Property loans

Purchase property secured on a separate property

Portfolio lending

Portfolio lending

Fund opportunities by borrowing against the value of your investment portfolio, without the need to disinvest

All borrowing is subject to status and is available to persons of 18 or over. Security may be required for borrowing in the form of a charge or standard security over land, or other forms of security over your investments or other assets. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Contact Us

Already a client?

Contact your banker

Please contact your banker by phone or email using the details provided to you. Alternatively, find your banker’s details here.

You can also use digital banking or our banking app to send a message directly to your banker.

Call our 24-hour Card Centre

To report a card as lost or stolen, or if your card details or PIN have been compromised, please contact our Cards Centre immediately on:
+44 (0) 345 601 1107

You can also manage your cards from your mobile phone using our Card Transact app

Call our offices

London: 020 3841 9922
Edinburgh: 0131 226 7300

Office hours are Monday to Friday, 9am to 5pm, excluding English bank holidays.

Becoming a client