Holiday and Buy-to-let mortgages
Holiday and Buy-to-let mortgages
When you are buying property and using it to generate an income, we can consider this income when we are assessing your finances and include it as part of our mortgage affordability calculations.
We typically lend up to a maximum loan to value of 70% and can offer different loan periods. We can lend on an interest only or capital and interest basis, or a combination of both. We can also offer fixed rates, which give you certainty over your payments each month as well as variable rates, which gives you the flexibility to make early repayments, without incurring a charge.
For more information on how we can help or to discuss your requirements, please get in touch.
Protect your valued assets
Hampden & Co works with specialist insurance provider Hiscox Private Clients who can offer you flexible cover, tailored to your specific requirements with a personalised service that complements our own. Please speak with your banker for more details.
We'd love to hear from you
All borrowing is subject to status and is available to persons of 18 or over. Security might be required for borrowing in the form of a charge or standard security over land, or other forms of security over your investments or other assets.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.